Description: Article from The Actuary, May 1985 – Volume No. 19, Issue No. 5 that discusses the NAIC adoption, for future use, of two tests of continued adequacy of the 1983 Table A.

Description: This is the second article in a four–part series. In this article, the industry's products are examined.

Description: Outlines a generic business model for a life insurance company and concludes with thoughts on future trends and prospects.

Description: This is a table from an article in The Actuary Magazine entitled A Strategic Analysis of the U.S. Life Insurance Industry Part II: Products.

Description: The last of three articles on the 1983 Table a. The first two articles described the steps in contructing the 1973 Experience Table and the 1983 Table a. This article compares the reserves from the 1983 Table a to the 1971 IAM Table at various ages and by gender.

Description: In the early 1990s, when several large U.S. and Canadian life insurers teetered on the brink of insolvency and finally collapsed, the U.S. Department of Labor issued its 'safest annuity' provision [DOL Interpretive Bulletin 95-1] ruling that private pension plans buying annuities had the fiduciary obligation to choose the 'safest available' provider. This article examines the effect this ruling has had on the annuity market.

Description: The author offers his proof that an annuity for the life expectancy exceeds a life annuity.

Description: New York’s Regulation 126 effectively requires all companies doing business in New York to file an actuarial opinion and memorandum on their annuity and GIC business. This article attempts to answer 13 of the most commonly asked questions about this regulation.

Description: Two-and-a-half years ago the British Government started to issue index-linked securities-the redemption value and coupon both increase with the UK Consumer Price Index, but the value before redemption is determined by the stock market. Initially this was done in a small way and offered to a restricted group of investors pension funds, but now anybody can hold these securities. This article discusses the possibility of insurance companies using these securities to issue annuities that would increase with the UK Consumer Price Index.

Description: This article is a discussion about the trends and changes affecting the life insurance industry by impacting product growth. Read how today's ideas can become tomorrow's successes.